• Young First-Time Buyers Are Saving for Their Dream Homes,Denise Virgadamo

    Young First-Time Buyers Are Saving for Their Dream Homes

    Young buyers (Millennials & Gen Z) have waited longer than previous generations to enter the housing market for their first home. However, this hasn’t stopped them from dreaming about the home they will eventually buy. Many spend hours searching listings and building Pinterest boards of their favorite home features. According to a survey from Open […]

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  • What You Need to Know About Private Mortgage Insurance (PMI),Denise Virgadamo

    What You Need to Know About Private Mortgage Insurance (PMI)

    Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What […]

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  • Why Is So Much Paperwork Required to Get a Mortgage?,Denise Virgadamo

    Why Is So Much Paperwork Required to Get a Mortgage?

    When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process […]

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